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1
Example of effective date of contract.
Call inspector to set up inspections. |
2
Earnest money to be deposited to escrow account & held until closing (this will be taken out of your checking acct).
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3
Provide proof of funds in an account for any money you are putting down (bank requires this).
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4
Provide Association President name & phone number.
*Provide Realtor with receipt of dues paid. |
5
Inspections today.
*Choose & call title/closing attorney.
*Sellers: call fuel delivery company to shut off automatic fuel deliveries.
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6
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8
Apply for loan and request letter stating you made application (need for contract). *Get good faith estimate from lender.
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9
Get inspection report to review. *Get letter from your lender stating you made application (give to Realtor).
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10
Get copy of flood certificate (if applicable). Do not cancel flood insurance (transfer to new owners).
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11
Fill out & sign inspection contingency amendment for any findings from inspections.
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12
Bank to order appraisal.
*Ten day inspection period up today.
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13
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15
Appraisal to be done. Make sure water and heat are on prior to appraisal.
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16
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17
Gather your funds for closing, so they are easily accessible. *Will need a cashier’s check or to wire the money for closing.
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18
Sellers to start packing once appraisal back.
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19
Get property hazard insurance quotes. Discuss title insurance with your lender.
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20
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22
Gather phone numbers to give to buyers (ie: phone, cable, oil, trash, water/sewer, plowing, lawn care, etc.).
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23
Seller to leave house broom-swept. Leave screens, storm windows, curtain rods, blinds, shutters, fixtures (chandeliers)
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24
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25
Call electric CMP 800-750-4000, water/ sewer, gas, trash, cable, phone, switch to buyers name for day of closing.
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26
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27
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| 28
Seller: call & cancel insurance effective as of midnight day of closing (we say midnight in case closing gets delayed).
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29
Review HUD closing statement 1-2 days prior to closing.
Seller to bring tax bill to give to buyer at closing. |
30
Final walk-thru (ensure home is ‘broom-swept’ & all personal property listed in contract is left). *Fuel levels. *Test heat, hot/cold water, appliances.
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31
Closing! Sign contingency releases, walk-thru sign-off.
Buyer home warranty starts today (if applicable). |
Buyer bring to closing:
- Personal check for pro-rated fuel
- Certified bank check for down payment (may need to wire funds)
- Picture ID’s/License (will be photo copied)
- Seller to provide keys, garage door openers, appliance paperwork, etc.
Note: deeds will be recorded with registry deeds after closing
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